Encumbrancer
n. [律]（存在于他人）不动产上的负担（如抵押权）
🗣️ 情景例句
I owe what I am to my uncle.
我能有今天要感谢我的伯父。
Do you have any idea?
你怎么想？
You wouldn't have met her if it hadn't been for him.
如果不是他，你就见不到她。